Privacy Policy

Last Updated: February 6, 2026

Estate Reserve (a division of Uioko.com) is committed to protecting your privacy. This Privacy Policy explains how our mobile application and website (collectively, the "Service") collect, use, and safeguard your information.

By using Estate Reserve, you consent to the data practices described in this policy. Our platform is designed as a managed rental layer, prioritizing operational predictability and data security.

1. Information We Collect

To provide our managed rental services, we collect the following types of data:

• Personal Identification: Name, email address, phone number, and government-issued identification (for verification purposes).
• Financial Data: Transaction history, rent payment status, and bank account details for payment processing.
• Property Data: Lease agreements, property addresses, and maintenance records.
• Device Information: Internet Protocol (IP) address, browser type, and operating system version (for security logs).

2. How We Use Your Information

Your data is used strictly to maintain the reliability of the rental system. We use your information to:

• Facilitate and verify lease agreements.
• Process rent payments and generate financial records.
• Communicate regarding system updates, tickets, or lease expirations.
• Detect and prevent fraud or unauthorized access.

3. Data Retention and Deletion

We retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable tax laws), resolve disputes, and enforce our legal agreements and policies.

Deletion Request: You may request the deletion of your account and associated data by contacting us. Note that legally required financial records cannot be deleted immediately.

4. Data Security

Estate Reserve operates on a "Walled Garden" security model. We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.

5. Third-Party Services

We do not sell your personal data. We may employ third-party companies and individuals to facilitate our Service (e.g., payment processors, hosting providers). These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

6. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.